Comparison · Argentina
Contractor vs full-time in Argentina: the decision that could cost you 40%
Some companies waste money on EOR when 95% of startups hire contractors. Here's what actually works.
Trusted by YC-backed startups hiring in LatAm
The real cost
The numbers don't lie
When hiring in Argentina, your choice between contractor and full-time dramatically impacts your costs and your talent's take-home pay.
Goal: $100K to talent
Same talent take-home, very different employer cost.
| Contractor | Full-time (EOR) | |
|---|---|---|
| Company pays | ||
| Company pays | $110–115K | ~$165K |
| Difference | ||
| Difference | — | +$50K (43% more) |
| Talent receives | ||
| Talent receives | $100K | $100K |
- To give an engineer $100K/year net, you pay ~$115K as a contractor vs ~$165K through EOR.
- The $50K difference comes from payroll taxes and tax treatment differences.
- Talent prefers contractors too—they face lower tax burdens and higher net compensation.
- Healthcare in Argentina costs $3–5K/year for top coverage vs. $20K+ in tax savings.
“The difference between making $20,000 less or more through taxes is way more impactful than getting any kind of benefits a company offers.”